Bad Credit Car Finance

We know that if you’ve got a bad credit rating, then car finance can seem impossible. That’s why, here at motor finance 4u, we look at every application on an individual basis. We are sympathetic towards individuals with bad credit histories, so you have an excellent chance of getting the loan that you need when you apply with us.

There are a number of reasons for bad credit, including

• Late Repayments
• Default and CCJ's
• No Credit History
• Self-Employment
• Military Personal

So whether you’ve had mortgage arrears or CCJs, we’ll always consider you for car finance. Whatever your history, we don’t believe that these things are reason enough for an automatic rejection.

Credit to suit you

Many people are burdened with bad credit, which could be for a number of reasons. This is likely to result in you being refused car finance. However here at Motor Finance 4 U we work closely with our extensive panel of lenders to find the most suitable loan for you, whether you have bad credit or not.

At Motor Finance 4U we will work tirelessly to find you the most suitable loan. We will also give you expert advice on how to repair your credit rating based on your circumstances.

Apply today for car finance and benefit from our no hassle service. Once approved, one of our friendly and highly experienced team will be on hand to guide you through every step of the process. Remember, in most cases a deposit isn't even required.

A breakdown of how our service works

• Complete the quick and easy application form
• When you're approved, the amount you're able to borrow will be discussed with your personal finance advisor
• Choose the vehicle of your choice from any reputable dealer
• Once you have decided on the car you would like, give us the details and we will take care of the rest
• When all the details are finalised, we'll send you some paperwork to sign and return to us which will enable us to do our final checks. Once everything is in place, you'll be able to collect your stunning new car - it's really that simple!